Performers Public Liability Insurance

Performers' Public Liability Insurance

Performing in public comes with responsibility — whether you're on stage, at a private function, or entertaining in public spaces. If a member of the public is injured or their property is damaged due to your performance, you could be held legally liable. Even minor incidents can result in costly claims.

At Quote Monkey, our Performers' Public Liability Insurance helps protect you from financial loss if something goes wrong. It covers legal defence costs, medical expenses, and compensation payouts, giving you the confidence to perform safely and professionally.

Performers' Liability Insurance — Possible example claims include:

A child trips over your equipment at a children's party and the parents claim for injuries.
A light stand topples during setup and cracks a venue’s floor.
A member of the audience is burned during a fire act and seeks compensation.
A street performer damages a passing vehicle with juggling gear.
A singer’s speaker falls and injures someone in the front row.

Key benefits of Performers' Liability Insurance:

Protection against third-party injury or property damage claims
Covers legal fees, medical bills, and compensation payouts
Meets venue, council, and organiser insurance requirements
Suitable for musicians, DJs, dancers, magicians, fire acts, comedians, and more
Available as short-term or annual policies
Public liability limits of £1 million, £2 million, or £5 million
Instant documents and proof of insurance emailed to you

At Quote Monkey, we make getting covered fast and simple. Our UK-based policies are trusted by performers nationwide and can be arranged online in just minutes.

Performers' Employers' Liability Insurance

If you hire anyone to assist with your performance — such as crew, helpers, or volunteers — you may be legally required to hold employers’ liability insurance. This cover protects you financially if someone working under your direction is injured or becomes ill during the course of their duties.

This insurance is essential for performers who rely on technical, creative, or physical support during events or tours.

Employers' Liability Insurance — Possible example claims include:

A crew member strains their back lifting sound gear and files for compensation.
A lighting tech is electrocuted during setup and requires medical treatment.
A volunteer trips over cables backstage and suffers a serious injury.
A team member falls while setting up staging and claims for loss of income.

Key benefits of Employers' Liability Insurance for Performers:

Meets UK legal obligations if you employ support staff
Covers legal fees, medical treatment, and compensation
Applies to both paid staff and volunteers
Protects your business and professional reputation
Available as an add-on to public liability cover

At Quote Monkey, we provide employers’ liability cover that integrates seamlessly with your performers’ insurance — keeping both you and your team protected.

Cover for Performances at Venues, Events, and Public Spaces

Our cover is valid at a wide range of UK locations including theatres, pubs, community halls, schools, private events, festivals, and public spaces. Your policy includes cover for setup, performance, and pack-down activities.

Possible venue-related claims include:

A speaker damages the venue’s flooring during setup.
A guest trips over unsecured wires at your performance.
A fire-breathing act causes minor burns to a member of the public.
A backdrop collapses and injures an attendee.

Key benefits of Public Liability Cover for Performers at Venues:

Accepted by UK venues, councils, and booking agents
Suitable for indoor, outdoor, private and public performances
Covers all activities from arrival to pack-down
Valid across multiple UK locations
Instant documentation available to meet booking requirements

With Quote Monkey, you can perform confidently knowing your insurance is ready wherever your next gig takes you — across the UK.

Additional Cover Options for Performers

We also offer optional extras and flexible policy formats to match your schedule, setup, and style of work:

Short-term cover — perfect for single bookings or weekend gigs
Annual cover — ideal for regular performers or touring acts
Equipment insurance — protect instruments, props, and electronics from theft or damage
Group cover — shared policies available for bands, duos, or performer collectives

Please note: all of our policies are valid for UK-based performances only. We do not currently offer cover for overseas events or international touring.

Whatever your act — from acoustic to aerial — Quote Monkey is here to help you find reliable, affordable cover with instant documentation and friendly support.

Other Types of Performers Liability Insurance We Offer

Frequently Asked Questions – Performers' Public Liability Insurance