Self Storage Insurance UK – Instant Quotes & Trusted Cover

Why Choose Quote Monkey for Self Storage Insurance in the UK?

How Our Self Storage Insurance Stands out

With over 10 years of experience, Quote Monkey provides affordable and trusted self storage insurance UK customers rely on. Our flexible policies are ideal for individuals, students, families, and business owners needing protection for stored contents — from furniture and valuables to tools and business stock. Whether you’re storing items short-term or long-term, our insurance protects against theft, fire, flood, accidental damage, and more.

How Much Does our Self Storage Insurance Cost?

£10,000 Storage Insurance from Just 33p a Day

For example, insuring £10,000 worth of contents for 12 months costs just £120.54 — that’s the equivalent of only 33p per day for complete peace of mind.

With public liability included, pro-rata refunds, and instant online quotes, Quote Monkey offers one of the UK’s best-value storage insurance policies — trusted by thousands of customers nationwide.

Your exact quote will depend on your storage location, cover amount, and duration — get an instant quote online in seconds.

Trusted by Thousands of Storage Customers Across the UK

Our reputation is built on delivering reliable protection and excellent customer service. Thousands of storage users throughout Great Britain and Northern Ireland have chosen Quote Monkey for peace of mind and value.

Fast Online Cover with Instant Documents

Instant Online Cover: Get insured in minutes, with documents emailed instantly.

Flexible Duration: Choose cover from 1 day to 12 months.

Pro-Rata Refunds: Remove your goods early? Get money back for unused days.

Approved Nationwide Storage Locations: Cover available across Great Britain and Northern Ireland.

One Policy, Multiple Units: Insure multiple storage units at the same location under a single policy.

What Does Our Storage Insurance Cover – Personal and Business Contents

Fire, Theft, and Natural Disaster Protection

Our storage unit insurance provides comprehensive protection against physical loss or damage to your stored items. Whether you're storing personal possessions or business stock, our policy ensures you're covered in a wide range of scenarios.

Fire, explosion, lightning, and earthquakes: Protection against unexpected disasters affecting your storage unit.

Storm, flooding, and water damage: Includes cover for water ingress caused by burst or leaking pipes.

Protection from Theft and Impact Damage

Theft: Covers theft involving forcible or violent entry or exit from the storage facility.

Impact damage: Insures against collisions by vehicles or railway rolling stock that damage stored goods.

Riot and malicious damage: Includes civil commotion, strikes, and intentional damage to your stored property.

Other Covered Risks and Liability

Insect or vermin damage: Covers loss caused by moths, insects, or vermin from external sources.

Goods in transit: Stored items are covered while being transported to or from your storage location.

Public liability insurance: Automatically included to protect against third-party injury or property damage.

What Items Can Be Insured with Contents Storage Insurance?

Household and Personal Items

Our self storage contents insurance covers a wide range of household and personal items, giving you peace of mind whether you're storing goods short-term or long-term. We protect everyday belongings as well as high-value items, subject to policy terms and limits.

Personal belongings: Including clothing, books, keepsakes, and other personal effects.

Household goods: Such as furniture, kitchenware, bedding, and small appliances.

Electronics and IT equipment: Laptops, tablets, desktop computers, televisions, speakers, and printers.

Recreational, Hobby and Seasonal Items

Sports and outdoor equipment: Bicycles (up to £500 per cycle), golf clubs, skis, snowboards, surfboards, camping gear, and exercise machines.

Toys, games, and homeware: Includes children’s toys, board games, home décor, and storage containers.

Hobby and leisure items: Musical instruments, model kits, collections, crafting supplies, and tools.

Business-Related Storage Items

Business items (if stored personally): Non-commercial storage of office equipment, stock, or promotional materials.

Are Valuables Covered by Storage Insurance?

High-Value Items That Can Be Included

Yes — our storage insurance for valuables offers protection for a range of high-value personal items, subject to policy limits and conditions. Please note that any individual item valued over £1,000 must be specified on your policy at the time of purchase.

Precious metals: Includes gold, silver, platinum, and other high-value metal items stored securely.

Jewellery and watches: Cover is available for personal jewellery and luxury watches, depending on declared value and conditions.

Works of art and collectibles: Paintings, sculptures, signed memorabilia, coin collections, stamps, and antiques can be insured within our valuables cover limits.

Personal items of high value: This may include heirlooms, designer accessories, and bespoke handmade items declared at the time of cover.

Business Storage Insurance – Stock, Equipment and Tools Covered

What Business Items Are Covered?

Our business storage insurance provides essential protection for a wide range of commercial contents. Whether you're storing excess stock, office equipment, or essential tools, your items are covered against damage, theft, and other insured risks while in storage.

We cover retail stock and merchandise, including packaged goods, display items, and product inventory. This includes eBay stock, Amazon seller items, and other online retail goods, making our policy ideal for e-commerce businesses, side hustles, and independent sellers.

You can also insure office furniture, business documents, and archived files, ideal for remote teams or companies undergoing renovations or moves. Our policy also extends to tools and professional equipment, including power tools, trade kits, and specialist gear used by contractors, freelancers, and service providers.

There’s no need to take out a separate policy — personal and business goods can be covered together under one flexible storage insurance policy, saving you time and money.

Public Liability Insurance Included with All Storage Insurance Policies

Third-Party Protection at No Extra Cost

Every self storage insurance policy we provide includes Public Liability Insurance as standard, offering added peace of mind at no additional cost.

This cover provides financial protection if a third party is injured or their property is damaged while accessing your storage unit. It's especially useful for shared or business-use storage facilities where others may enter your unit or be present nearby.

Covered scenarios include slip-and-fall accidents, damage to third-party property, and legal costs associated with liability claims. This means you're not only protecting your stored goods — you're also covered against potential third-party risks that could lead to unexpected expenses.

Tools in Storage Insurance – Cover for Tradespeople and Professionals

Protect Essential Equipment While Not in Use

Whether you’re a builder, electrician, plumber or self-employed contractor, our tools in storage insurance protects your equipment while it's kept in a storage unit or container. This includes everything from hand tools and ladders to expensive power tools and machinery.

We understand that tools are vital to your livelihood. Our policy covers loss or damage caused by theft, fire, flood, vandalism, and more—helping you avoid costly downtime and business interruption.

You can store tools alongside personal or business goods under one policy, making it a flexible and affordable option for tradespeople across the UK.

Stock in Storage Insurance – Ideal for Online Sellers & Retailers

Cover for eBay, Amazon, Shopify, and Independent Stores

If you're running an online store or retail business, our stock in storage insurance protects your merchandise while it's held in a storage unit, warehouse, or container. Whether it’s seasonal inventory, surplus stock, or goods in transit, you’re covered against risks like theft, accidental damage, fire, and water ingress.

We cover stock stored for platforms like eBay, Amazon, Etsy, or self-hosted shops. You can even insure packaging, display items, and point-of-sale materials stored off-site.

This flexible cover is perfect for small businesses, market sellers, and growing e-commerce brands that need secure storage between dispatch or sales cycles.

Student Storage Insurance – Cover During Term Breaks or Moves

Affordable Protection for Students Across the UK

Our student storage insurance is designed for university and college students storing personal items during the holidays, internships, or between tenancies. Whether you’re keeping things in a storage unit or a shared warehouse, we’ve got your essentials protected.

Covered items include clothing, electronics, textbooks, bikes, and kitchen appliances. You can choose flexible durations from just 1 week to several months, depending on your academic calendar or travel plans.

This is a popular option for international students and those studying in cities where space is limited and term-time leases don’t include storage options.

Collectibles and Hobby Items in Storage – Insure What Matters to You

Cover for Art, Instruments, Memorabilia and More

Whether you're storing a collection of vintage vinyl, comic books, model kits, or musical instruments, our hobby and collectibles storage insurance gives you peace of mind while your passion projects are safely tucked away.

We cover damage and loss due to theft, accidental damage, fire, flood, and malicious acts. Items like guitars, keyboards, rare books, and artwork can be included—perfect for collectors and hobbyists who need extra space without sacrificing security.

If any item exceeds £1,000 in value, simply specify it in the policy and we’ll ensure it’s fully covered to the agreed limit.

Goods in Transit Insurance – Protection While Moving In or Out

Cover During the Journey to and from Storage

Our goods in transit insurance covers your items while being transported between your home, business, or any professional storage facility. This is ideal for moves, deliveries, or returns involving storage units, containers, or warehouses.

You're protected against accidental loss or damage during loading, unloading, or transit—whether you’re using a removal service, van hire, or transporting goods yourself.

This additional protection means your policy works not just when your items are stored, but also while they're on the move—ensuring full coverage every step of the way.

Get Insured Instantly – Free Online Quote

Our instant online system allows you to get a quote and purchase your policy in minutes.

Please see the links below for full details including excesses and restrictions:

• Self Storage Insurance Policy Information Document (IPID)
• Self Storage Insurance Policy Wording

If you have any queries relating to our Self Storage Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Self Storage Insurance FAQs page and Self Storage Insurance news page.

If you have any questions, please contact us and we’ll be happy to assist you.