Leisure Lodge Site Owner's Insurance

Leisure Lodge Site Owners' Public Liability Insurance

Protecting your leisure lodge site means managing a wide range of everyday risks, from high guest turnover and shared facilities to vehicle access and beautifully landscaped grounds. Public liability insurance is essential for protecting your business if a guest, contractor, or member of the public suffers injury or property damage while on your premises.

At Quote Monkey, our Leisure Lodge Site Insurance includes £2 million of public liability cover as standard, with the option to increase to £5 million to meet local authority licensing conditions or contractual requirements. This cover safeguards your business from the financial impact of legal claims, compensation awards, and associated costs. Whether your park is made up of luxury leisure lodges, mixed-use lodge and caravan units, or a combination of accommodation types, our policies are tailored to how your site operates. With public liability insurance in place, you can focus on delivering a high-quality, safe, and welcoming experience, confident that you’re protected if the unexpected happens.

What Does Leisure Lodge Site Owners' Public Liability Insurance Cover?

Public liability insurance for leisure lodge sites protects your business against claims if a guest, visitor, or contractor is injured, or if their property is damaged while on your premises. It covers legal defence costs, compensation payouts, and related expenses, helping you avoid unexpected financial burdens.

Common examples of claims include a guest tripping on a loose path stone outside a lodge, a tree branch falling and damaging a visitor’s car, or a contractor slipping while accessing maintenance areas. This type of insurance is essential for the safe and compliant operation of your site and is often required by licensing authorities, park groups, or third-party booking platforms.

Why Choose Quote Monkey for Leisure Lodge Site Public Liability Insurance

Quote Monkey provides tailored cover for leisure lodge park owners and operators across the UK. Our policies include £2 million public liability cover as standard, with the option to increase to £5 million. Employers’ liability cover can be added to protect staff, cleaners, and seasonal workers, and we also offer buildings insurance for reception areas, shared facilities, and utility blocks. You benefit from instant online quotes, same-day proof of insurance, and clear, competitive annual premiums with no hidden fees or interest.

Who Needs Leisure Lodge Site Owners' Public Liability Insurance

If you manage a leisure lodge park or a mixed-use holiday site, having the right public liability insurance is essential. Any time members of the public, contractors, or service providers visit your site, there’s a risk of injury or property damage—especially with high visitor traffic, communal areas, and landscaped grounds.

Leisure lodge site liability insurance protects your business from the financial consequences of legal claims, compensation awards, and related costs. Whether your site operates all year round or seasonally, our tailored policies help you stay compliant, protected, and stress-free.

We provide cover for a wide range of setups, including leisure lodge parks, lodge communities with shared amenities, and mixed holiday parks featuring lodges, caravans, and glamping pods. If a guest trips on a step, slips on wet decking, or suffers property damage due to poor site maintenance, you could be held liable. Our specialist cover gives you the peace of mind to operate your park confidently and professionally, knowing you’re protected.

Here are some example claims for Leisure Lodge Site Public Liability Insurance

A guest trips on a loose paving slab near a communal barbecue area and requires surgery for a broken ankle.
A tree falls during a storm and damages a guest’s parked vehicle, resulting in a claim for repair costs.

Leisure Lodge Site Owners' Employers’ Liability Insurance Cover

Employers’ liability insurance protects leisure lodge site owners if an employee, volunteer, or contractor is injured or becomes ill as a result of their work on the site. This cover helps pay for legal defence costs, compensation settlements, and related expenses, reducing the financial impact on your business.

Claims can arise in many situations, such as a maintenance worker straining their back while lifting supplies, a cleaner slipping on a wet floor in a communal shower block, or a seasonal groundskeeper tripping over equipment. Even a staff member falling while servicing a lodge roof could lead to a significant legal claim. Employers’ liability insurance ensures your site remains protected if the unexpected occurs.

Who Needs Employers’ Liability Insurance

If you operate a leisure lodge park or holiday site and employ anyone—even on a casual or seasonal basis—you are likely legally required to have employers’ liability insurance. This cover is vital for protecting your business if a worker suffers an injury or illness linked to their role.

You’ll need this insurance if you employ full-time, part-time, or temporary staff, work with volunteers or contractors, or manage a holiday park with teams handling cleaning, maintenance, guest services, landscaping, or administration. When you arrange employers’ liability cover through Quote Monkey, we provide a valid certificate for display, helping you meet UK legal requirements easily. Policies can include up to £10 million of cover, providing full protection and peace of mind for you and your team.

Why Choose Quote Monkey for Leisure Lodge Site Owners' Employers’ Liability Insurance

At Quote Monkey, we provide FCA-regulated employers’ liability insurance designed specifically for UK leisure lodge parks and holiday sites. Our cover helps protect your staff and your business from the financial impact of workplace injury or illness claims.

Site owners choose Quote Monkey for our flexible cover options, with limits up to £10 million to suit different staffing needs and risk profiles. Our policies are fully compliant with UK law, protect employees, volunteers, and contractors, and can be combined with public liability and buildings insurance for complete park protection. With over a decade of experience supporting UK leisure and holiday park operators, we understand the challenges you face and the comprehensive protection you need. When you arrange your policy with us, you’ll receive an official certificate for display on site—keeping you compliant and inspection-ready.

Here are some example claims for Leisure Lodge Employers’ Liability Insurance

A staff member injures their back while moving heavy furniture from one lodge to another and files a claim for medical expenses and loss of income.
A seasonal gardener slips on wet decking and suffers a broken arm, leading to a compensation claim.

Buildings Insurance for Leisure Lodge Sites

Leisure lodge parks often include a variety of permanent and non-standard buildings, from reception areas and communal lounges to shower blocks and utility facilities. At Quote Monkey, we provide tailored buildings insurance to protect these vital structures against the most common risks faced by leisure parks.

Our buildings insurance offers protection against fire, storm and flood damage, theft, and vandalism. (Please note: accidental damage and guest-caused damage are not included.) We can cover a wide range of structures, including reception buildings, communal facilities, storage units, and site offices. We also cover non-standard buildings such as timber lodges, glamping pods, portable sanitation units, and seasonal communal spaces.

Every leisure lodge park is unique, which is why our cover is designed to match your layout, building materials, and site facilities. With Quote Monkey’s buildings insurance, you can recover more quickly and continue running your park smoothly if disaster strikes.

Why Buildings Insurance Matters for Leisure Lodge Site Owners

The infrastructure of your leisure lodge park plays a critical role in providing a safe and memorable guest experience. Facilities like reception buildings, shared lounges, toilet and shower blocks, and storage areas are essential to daily operations. Damage to any of these can cause major disruptions, reduce occupancy, and result in costly repairs.

With Quote Monkey’s Leisure Lodge Site Buildings Insurance, you’re protected against a wide range of common risks, including fire, flood, storm damage, theft, and vandalism. While accidental damage and guest-caused damage are not included, our policy is designed to protect against the core risks that park operators face most often. This tailored cover helps you recover quickly, reduce downtime, and continue welcoming guests confidently, maintaining both safety and revenue.

Why Choose Quote Monkey for Leisure Lodge Site Buildings Insurance

Quote Monkey offers flexible cover for both permanent and non-permanent buildings on your site, including standard and non-standard structures. Our protection is specifically tailored to the needs of UK leisure lodge parks, providing comprehensive cover for fire, storm, flood, theft, and vandalism without unnecessary extras.

With more than a decade of experience insuring holiday and leisure parks across the UK, we understand the unique challenges you face. Our policies are FCA-regulated and supported by a knowledgeable UK-based team. At Quote Monkey, we tailor each policy to reflect your site’s layout, building types, and operational needs. Request a quick, no-obligation quote today and make sure your essential facilities are fully protected.

Here are some example claims for Leisure Lodge Site Buildings Insurance

A fire in a communal lounge area causes severe damage, leading to a large claim for rebuilding costs and replacing furniture and fixtures.
A major storm severely damages the roof of a reception building, resulting in a substantial claim for structural repairs and equipment replacement.

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Types of Leisure Property and Site Insurance We Offer

Explore our specialist insurance products for holiday homes, caravans, and site owners across the UK: