Car Park Insurance

QuoteMonkey Car Park Owners Public Liability Insurance

is an insurance coverage that is designed to protect car park owners from legal liability for any injury, damage or loss that may occur on their premises. This type of insurance is essential for any car park owner who wants to protect their business from potential legal claims and financial losses.

The liability insurance policy typically covers bodily injury, property damage, and other liabilities that may arise from the operation of the car park. For example, if a customer slips and falls on the car park's wet surface and sustains an injury, the car park owner can be held legally responsible for the injury and related expenses. The liability insurance policy would cover the cost of the injured party's medical expenses, lost wages, and other damages.

It is important for car park owners to purchase liability insurance to protect their business from potential legal claims and financial losses. Without this coverage, car park owners could face significant financial liabilities and potential lawsuits that could result in the closure of their business.

This policy can be purchased in individual, management companies or business names. There are two levels of cover available for either £2 million or £5 million liability limits and immediate online cover can be arranged.

QuoteMonkey Car Park Owners Employers liability insurance

is a type of insurance coverage that is designed to protect car park owners from legal liability for any injuries or illnesses that their employees may sustain while working on the premises.

As a car park owner, you have a legal obligation to ensure the safety and wellbeing of your employees. If one of your employees is injured or becomes ill as a result of their work, they may be entitled to claim compensation. Employers liability insurance can help to protect you from the financial impact of such claims by covering the cost of legal fees, compensation awards, and any other related expenses.

It is important to note that employers liability insurance is a legal requirement for all employers in the UK, including car park owners. The policy must provides a minimum of £10 million in coverage and must be provided by a registered insurance provider. Failure to comply with this requirement can result in significant fines and penalties.

Overall, employers liability insurance provides essential protection for car park owners by covering the cost of legal claims and compensation awards resulting from workplace injuries or illnesses sustained by their employees.

Please click the button below if you would like a free instant insurance quotation which would be for an annual policy.