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Park Home Insurance

Protect Your Park Home with Specialist Insurance from Quote Monkey

Whether your park home is your full-time residence or a seasonal retreat, it’s vital to safeguard it with the right insurance. At Quote Monkey, we provide specialist park home insurance tailored for UK homeowners, covering fire, storm, flood, theft, vandalism, and accidental damage—whether your property is occupied or not.

Getting covered is quick and easy with instant online quotes and same-day documentation. Our policy includes up to £200,000 buildings insurance and up to £50,000 contents insurance. It also covers personal possessions away from the home up to £5,000, alternative accommodation up to £80,000, trace and access up to £5,000, and theft of keys up to £750. You’ll also benefit from contents in the open and in outbuildings up to £2,500 each, garden plants up to £750, and money and credit cards up to £1,000. £2 million of public liability cover is included as standard, with a low £75 excess for most claims.

We understand that your park home is more than just a property—it’s your home. That’s why we’ve designed our cover to be comprehensive, flexible, and trusted by homeowners across the UK.

Over a Decade of Experience – Supporting UK policyholders since 2011
Fully FCA Regulated – Authorised and regulated by the Financial Conduct Authority (FCA ref: 563348)
All-Inclusive Cover – Protection for buildings, contents, and optional extras
Public Liability Insurance – £2 million cover included as standard
Fire, Storm, Theft & Flood Protection – Covers the most common risks to park homes
Accidental Damage – Included for both buildings and contents
Flexible Annual Policies – Includes pro-rata refund options if your needs change
Instant Documents – Buy online and receive your certificate by email immediately
Hundreds of Approved Parks – Cover accepted at park sites nationwide

Get a Park Home Insurance Quote Park Home Insurance FAQs

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Park Home Buildings Insurance

Comprehensive Protection for Your Residential Park Home

At Quote Monkey, our park home buildings insurance provides up to £200,000 of cover as standard—helping you repair or rebuild your home in the event of serious damage. Whether your park home is your permanent residence or a part-time retreat, our policy is designed to protect the structure against the most common risks faced by UK park home owners.

Your policy covers damage caused by fire, storm, flood, theft, vandalism, and impact. We also include accidental damage as standard—offering extra reassurance against unforeseen incidents like broken windows, cracked walls, or internal mishaps.

If your park home becomes uninhabitable due to an insured event, our policy includes cover for alternative accommodation, ensuring you have somewhere to stay while repairs are made.

Every policy also comes with £2 million of property owners’ liability insurance, protecting you if someone is injured or their property is damaged in connection with your park home—such as from a loose roof tile, faulty step, or fallen branch on your land.

Park Home Contents Insurance

Protect What Makes Your Park Home Feel Like Home

At Quote Monkey, our park home contents insurance includes up to £50,000 of cover as standard—giving you peace of mind that your furniture, appliances, clothing, and personal possessions are protected if the unexpected happens.

Our contents insurance protects against fire, theft, storm, flood, vandalism, and other common risks. We also include accidental damage cover as standard—ideal for everyday mishaps such as spills, breakages, or damage caused during maintenance.

In addition to protecting your items while in your park home, we also include cover for personal possessions in transit. So whether you're moving belongings in or out, or transporting them between locations, they're insured during the journey.

Whether your park home is your main residence or a peaceful retreat, Quote Monkey’s contents insurance ensures that the things you value most are properly covered.

Park Home Personal Possessions Insurance

Protect Your Valuables at Home and Away

Quote Monkey’s Park Home Insurance automatically includes up to £5,000 of Personal Possessions cover, giving you essential protection for the items you carry with you day-to-day — whether you're at home, visiting family, or out shopping, your valuables are covered

What Does Personal Possessions Insurance Cover

This cover protects against loss, theft and accidental damage to items such as

Mobile phones
Jewellery and watches
Laptops and tablets
Handbags and wallets
Other personal items usually taken outside the home

You’re covered whether the incident happens inside your park home or while you're out and about in the UK

Included with Every Policy

You don’t need to add this separately — our Personal Possessions Insurance is included as standard in every Park Home Gold policy, part of our comprehensive approach to protecting park homeowners and their lifestyles

Park Home Public Liability Insurance from Quote Monkey

£2 Million Liability Cover Included with Every Policy

At Quote Monkey, every Park Home Insurance Gold policy includes £2,000,000 of public liability insurance as standard. This essential cover protects you if someone is injured or their property is damaged in connection with your park home, offering peace of mind whether it's occupied by you, friends, or guests.

What Is Park Home Public Liability Insurance?

Public liability insurance for park home owners provides cover for legal liability if your property or activities related to it accidentally cause injury or damage to others. This can include neighbours, tradespeople, visitors, or members of the public.

If someone slips on your steps, trips on uneven paving, or their vehicle is damaged by falling roof tiles, this insurance helps with legal costs, compensation, and related claims — protecting you from significant out-of-pocket expenses.

Why Public Liability Insurance Matters

Many park site operators and letting agents require owners to have public liability insurance in place. Even if it’s not mandatory, having cover ensures that you're protected financially should an accident happen. Quote Monkey includes £2 million of liability cover as standard with all Gold park home policies.

Why Choose Quote Monkey for Your Park Home Insurance?

We’ve been trusted by UK policyholders since 2011, offering fast online quotes, instant documentation, and policies built specifically for park home owners. With FCA regulation and over a decade of experience, Quote Monkey provides flexible, reliable protection for your home-from-home.

Park Home Insurance Cover

It's important to carefully review the coverage and exclusions of buildings and contents blanket insurance policies before purchasing to ensure that you have adequate protection for your specific needs.

Get a Park Home Insurance Quote Park Home Insurance FAQs

Types of Leisure Property and Site Insurance We Offer

Explore our specialist insurance products for holiday homes, caravans, and site owners across the UK:

Campsite Owners Insurance
quotemonkey.co.uk/business/campsite-owners-insurance

Glamping Site Owners Insurance
quotemonkey.co.uk/business/glamping-site-owners-insurance

Holiday Caravan Site Owners Insurance
quotemonkey.co.uk/business/holiday-caravan-site-owners-insurance

Static Caravan Site Owners Liability Insurance
quotemonkey.co.uk/business/static-caravan-site-owners-liability-insurance

Touring Caravan Park Owners Insurance
quotemonkey.co.uk/business/touring-caravan-park-owners-insurance

Leisure Lodge Site Owners Insurance
quotemonkey.co.uk/business/leisure-lodge-site-owners-insurance

Park Home Site Owners Insurance
quotemonkey.co.uk/business/park-home-site-owners-insurance

Leisure Site Owners Insurance
quotemonkey.co.uk/business/leisure-site-owners-insurance

Pop-Up Campsite Owners Liability Insurance
quotemonkey.co.uk/business/pop-up-campsite-owners-liability-insurance

Frequently Asked Questions – Park Home Insurance

Our park home insurance starts at just £205.80 per year. This includes buildings insurance, contents cover, £2 million public liability protection, and accidental damage as standard. Premiums may vary based on your park home’s value, location, and use. We take payment annually, with no hidden fees or finance charges.
Yes. Our standard policy includes buildings insurance up to £200,000. This protects the structure of your park home against damage from fire, flood, storm, theft, vandalism, and impact. Accidental damage is also included as standard.
Yes. Contents insurance is included up to £50,000. It covers your furniture, electronics, clothing, and other personal belongings against fire, theft, storm, flood, and accidental damage. Transit cover is also included.
Yes. We include up to £750 for garden plants in the event of loss or damage caused by an insured event.
Yes. The policy provides cover up to £2,500 for contents left in the open, such as garden furniture or outdoor equipment, as long as they are within the boundaries of your park home plot.
Yes. Contents stored in outbuildings like sheds or storage units are covered up to £2,500 against risks like theft, storm, or fire.
Yes. Our policy includes up to £5,000 of personal possessions cover for items like jewellery, handbags, and phones while you're away from the park home.
Yes. If your park home becomes uninhabitable due to an insured event, we provide up to £80,000 to cover the cost of temporary accommodation.
Trace and Access is included up to £5,000. It covers the cost of locating and accessing the source of a leak or other problem, such as underfloor plumbing issues.
Yes. We cover the cost of replacing locks and keys up to £750 if your park home keys are lost or stolen.
Yes. Quote Monkey is authorised and regulated by the Financial Conduct Authority. Our FCA firm reference number is 563348. We fully comply with UK insurance regulations.
We’ve been helping UK customers find reliable insurance since 2011. With over a decade of experience, we understand the needs of park home owners and offer flexible, dependable cover.
Yes. While not legally required, insurance is often a condition of your site agreement and essential for financial protection against fire, storm, theft, or liability claims.
The standard policy excess is £75 per claim. This is the amount you would need to pay towards any valid claim. Check your policy wording for full details.
Yes. Your policy remains valid during unoccupied periods, though certain terms may apply—especially over winter. Please review the conditions in your policy documents.
Yes. As soon as you complete payment, your insurance certificate and full documentation are emailed instantly. These are accepted by most UK park operators as proof of cover.
Yes, we offer pro-rata refunds if you cancel and have not made a claim. Contact us to process your cancellation—terms and conditions apply.
Yes. Fixed structures such as sheds, steps, and decking can be included under your buildings cover. Be sure to tell us about them at quote stage so we can reflect them in your policy.
Typical claims include storm damage to roofs, impact damage, fire, or vandalism. Your policy protects the structure and permanent fixtures of your park home.
Yes. £2 million public liability cover is included with every policy. It protects you if someone is injured or their property is damaged in connection with your park home.
Currently, our policies are designed for owner-occupied and family use only. Letting to paying guests is not covered.
Just contact us. We can update your policy to reflect your new park or location and issue revised documentation as needed.

Here are some examples of Leisure Sites that we can insure