Private Road Insurance

QuoteMonkey Private Road Employers Liability Insurance

Private road insurance is a type of insurance that provides coverage to property owners for legal liability arising from their ownership or use of a private road. This insurance is designed to protect against claims made by third parties, such as visitors, delivery drivers, or other drivers, for injuries or damage to property caused by the property owner's negligence.

For example, if someone is injured on your private road due to a hazard or dangerous condition, they may file a lawsuit against you for damages. Private road insurance can help cover the costs of legal fees, settlements or judgments, and other expenses associated with the claim.

Private road insurance can be particularly important for property owners who own or operate private roads that are regularly used by others, such as residents of a private community or commercial vehicles accessing a business location. It can also be useful for landowners who allow others to use their private roads for recreational purposes, as they may be held liable for injuries or accidents that occur on their property.

The specific coverage and policy terms of private road insurance can vary depending on the insurer and policy, but most policies will cover legal defence costs, settlements or judgments, and medical expenses related to third-party injuries or property damage. It's important to carefully review policy details and exclusions before purchasing private road insurance to ensure that you have adequate coverage for your specific needs.

Private Road Insurance policy can be purchased in individual, management companies or business names.

There are two levels of cover available for either £2 million or £5 million liability limits and immediate online cover can be arranged.

QuoteMonkey Private Road Employers Liability Insurance

Private Road Insurance can also be extended to include Property owners employers liability insurance which is a type of insurance that provides coverage to property owners who employ people on their property, such as caretakers, gardeners, cleaners, or other staff. This insurance is designed to protect against claims made by employees who suffer injuries or illnesses while working on the property.

For example, if an employee is injured on your property while performing their job duties, they may file a claim against you for damages. Property owners employers liability insurance can help cover the costs of legal fees, settlements or judgments, and other expenses associated with the claim.

Property owners employers liability insurance can be particularly important for property owners who employ staff on their property, as they may be held liable for injuries or illnesses caused by their negligence. It can also be useful for landlords who hire contractors to perform maintenance or repair work on their rental properties, as they may be held liable for injuries or accidents that occur on their property.

The specific coverage and policy terms of property owners employers liability insurance can vary depending on the insurer and policy, but most policies will cover legal defence costs, settlements or judgments, and medical expenses related to employee injuries or illnesses. It's important to carefully review policy details and exclusions before purchasing property owners employers liability insurance to ensure that you have adequate coverage for your specific needs.

Please click the button below if you would like a free instant insurance quotation which would be for an annual policy.