QuoteMonkey Private Road Employers Liability Insurance
Owning or managing a private road can be convenient, but it comes with responsibilities and potential risks. Private Road Public Liability Insurance from Quote Monkey provides tailored coverage to protect property owners, residents, or management companies from claims for accidental injuries or property damage occurring on or around the road. Whether it's visitors, contractors, or passersby involved, this insurance ensures financial protection and compliance with legal obligations, helping you mitigate unexpected liabilities.
From routine maintenance to shared access responsibilities, this specialized insurance offers peace of mind, allowing you to focus on the smooth management of your private road. With Quote Monkey's fast quote and buy options, securing the right coverage is simple and hassle-free.
Injury Claims: Covers legal and compensation costs for injuries sustained by visitors, residents, or third parties using the road.
Customisable Policies: Designed for individuals, management companies, or resident groups.
Flexible Coverage Limits: Choose liability limits of £2 million or £5 million, depending on your specific needs.
Immediate Online Cover: Get instant protection for your private road with no delays.
Click the button below for a free instant insurance quotation for an annual policy and protect your private road today!
Private Road Employers Liability Insurance
Private Road Insurance can also be extended to include Property owners employers liability insurance which is a type of insurance that provides coverage to property owners who employ people on their property, such as caretakers, gardeners, cleaners, or other staff. This insurance is designed to protect against claims made by employees who suffer injuries or illnesses while working on the property.
For example, if an employee is injured on your property while performing their job duties, they may file a claim against you for damages. Property owners employers liability insurance can help cover the costs of legal fees, settlements or judgments, and other expenses associated with the claim.
Property owners employers liability insurance can be particularly important for property owners who employ staff on their property, as they may be held liable for injuries or illnesses caused by their negligence. It can also be useful for landlords who hire contractors to perform maintenance or repair work on their rental properties, as they may be held liable for injuries or accidents that occur on their property.
The specific coverage and policy terms of property owners employers liability insurance can vary depending on the insurer and policy, but most policies will cover legal defence costs, settlements or judgments, and medical expenses related to employee injuries or illnesses. It's important to carefully review policy details and exclusions before purchasing property owners employers liability insurance to ensure that you have adequate coverage for your specific needs.
- £2 Million Public Liability Cover
- Up to 150 Acres of Land
This rural land liability insurance has an excess of £250 and can only be used to insure your land within Great Britain (England, Scotland and Wales).
Types of land this policy can cover
- Woodlands
- Fields
- Meadows
- Paddocks
- Village Greens
Appropriate types of land ownership covered for Personal Policies*
- Privately Owned
- Residents Association Owned
- Charity Owned
- Inherited Land
*Please see the links below for full details including excesses and restrictions:
- Rural Landowners Insurance Policy Information Document (IPID)
- Rural Landowners Insurance Policy Wording
If you have any queries relating to our Rural Landowners Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Rural Landowners Insurance FAQs page.
Here are some examples of the types of road we can insure
