Urban Land Liability Insurance FAQs

FAQs - Regarding the policy acceptance and cover

Show all FAQs

How can the premium be paid?: Premiums can only be paid via Credit/Debit card.
Is this policy only available online?: Yes - currently this policy is only available online via the website.
Can I amend a policy once I have taken it out?: Yes you can, please follow this make an amendment link if you would like to do so.
I have recently purchased a policy but my documents have not been emailed?: The policy documents are emailed immediately after your payment has gone through. However, if you have not received these, it may be worth checking your Junk/Spam folder as they sometimes appear there.
Can I cancel this insurance if I no longer require the cover?: Yes, you can cancel this policy at any time and you will receive a full pro rata refund. Please use the make an amendment form if you wish to cancel.
Can the premium be paid monthly?: At present we can only accept payments annually.

FAQs - Regarding Urban Land Liability Insurance

Show all FAQs

Can I view the policy document prior to taking out this insurance?: Yes, follow the link to view the policy document.
Is there a limit to the length of time I can arrange the policy for?: The policy can only be purchased annually.
Is this urban land liability insurance policy renewable?: Yes, we will automatically contact a few weeks before your policy expires to see if you would like to renew it.
Is this policy suitable for a piece of land that is used as a venue for races or time trials?: Unfortunately not, the policy is designed for land that is not used for entertainment.
Can this policy cover land used for concerts?: No, the policy is designed for land that is not used for entertainment.
Can this policy be used for land with rights of way?: Yes.
Can this policy cover land with structures on it?: This policy is designed to cover land without structures on it, except those used for residential and/or commercial purposes. Please contact us if you are unsure.
Does an excess apply to this policy?: Yes, a £250 excess applies to each claim.
Does this policy include cover for car parks?: Yes, the urban landowners insurance policy is specifically designed to cover car parks.
Can this policy be taken out to cover land with rivers and waterways?: Yes, this policy can cover land with rivers and/or waterways provided the required safety measures are installed and suitably maintained.
Can this policy be taken out to cover land with trees on it?: Yes, this policy can cover land with trees but the following endorsement will apply: Where any tree that falls, may damage third party property, We shall have no liability under this Policy to provide any indemnity for any legal liability unless a maintenance report for such trees has been prepared by a professional arborologist and You can demonstrate that trees have been maintained in accordance with the report.
What type of people/organisations can take out this policy?: This insurance policy can be taken out by private individuals, private companies, public companies and charities.
Can this policy be used for land with outdoor adventure activities such as urban paintball?: No, the policy is designed for land that is not used for entertainment.
Can this policy be taken out in the name of a management company?: Yes.
Can this policy include cover for private roads?: Yes, private roads can be included in this policy.
Does this policy cover land outside of Great Britain?: Only land within England, Scotland, Wales and Northern Ireland is covered by this insurance policy.