Garage Insurance
Since 2011, we have been providing specialist insurance for standalone garages, whether they are used privately or let out (as long as they are not used for business purposes). Our policy can usually protect standalone garages against fire, theft, vandalism, storms, floods, and more, ensuring you are covered against unexpected events.
Unlike standard home insurance, this policy is specifically designed for garages that are separate from your main residence, offering coverage even if they are not part of any other insured structure.
Our insurance also includes public liability cover if you are found negligent in causing injury or damage to a third party. For example, if a loose roof tile from your garage falls and damages a parked vehicle or injures someone, this policy can help cover the associated costs.
You can insure multiple garages under one policy as long as they are located on the same piece of land. The policy can be arranged in an individual, business, management company, or pension name.
With competitive premiums and the ability to purchase your policy online, protecting your garage has never been easier.
Click Here To Get a Free Garage Insurance Quote Garage Insurance FAQs
What Does Our Garage Insurance Cover?
Our policy can usually protect standalone garages against the following risks:
✅ Fire and Smoke
✅ Explosion
✅ Lightning
✅ Flood
✅ Theft and Attempted Theft
✅ Storm
✅ Falling Trees and Branches
✅ Impact by Road Vehicles or Animals
✅ £2,000,000 Property Owners’ Liability Insurance – This covers you if you are found legally responsible for injury or damage to a third party. For example, if a falling roof tile from your garage damages a vehicle or injures someone, this policy can help cover the associated costs.
Public Liability Insurance for Garage Owners
Public liability insurance is included in our Garage Buildings Insurance to protect you if you are found negligent in causing injury or damage to a third party while they are on your property.
For example:
✅ If a visitor trips over a loose paving stone on your driveway or a structural issue with your garage causes damage to a parked car, your public liability insurance would cover the cost of compensation and legal expenses (if you are found legally responsible).
✅ If a storm causes part of your garage roof to fall, damaging a neighbor’s property, your liability cover helps protect you from financial claims.
This policy automatically includes £2 million Property Owners’ Liability Insurance, which extends to any connected hard standings and parking spaces associated with the garage. It also includes cover for the legal costs to defend against a claim.
Flexible Policy Options
Our policy is designed for a range of ownership structures, meaning the insurance can be arranged in individual, business, pension, or management company names.
Additionally, if you own multiple garages on the same piece of land, they can all be covered under a single policy for convenience.
Easy Online Purchase & Competitive Premiums
We offer competitive premiums, and you can quickly get a quote and purchase this policy online without hassle. Simply enter your garage details and receive a tailored quote in minutes.
Please click the button below if you would like a free instant insurance quotation which would be for an annual policy.
Click Here To Get a Free Garage Insurance Quote Garage Insurance FAQs
Here are some examples of Garages that we can cover under our Garages insurance policy
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