QuoteMonkey Farmland owner's public liability insurance
Owning or managing farmland offers significant rewards, but it also comes with responsibilities and potential risks. Farmland Owners Liability Insurance from Quote Monkey provides tailored protection for individuals, businesses, or management groups, safeguarding against claims for accidental injuries or property damage that may occur on or around your farmland. Whether it’s visitors, contractors, or passersby, this insurance helps protect you financially while ensuring compliance with legal obligations.
From day-to-day farm operations to managing shared access, this specialized insurance ensures peace of mind, allowing you to focus on cultivating and maintaining your land. With Quote Monkey's streamlined quote and buy process, securing comprehensive coverage is fast and hassle-free.
Injury Claims: Covers legal and compensation costs for injuries sustained by visitors, workers, or third parties on your farmland.
Customisable Policies: Designed for individuals, farming businesses, or management companies.
Flexible Coverage Limits: Choose between £2 million or £5 million liability limits, tailored to your needs.
Immediate Online Cover: Get instant protection without delays.
Click the button below for a free instant insurance quotation and protect your farmland with Quote Monkey’s reliable and tailored insurance solutions.
Farmland owner's employer's liability insurance
Farmland Insurance can also be extended to include Employers Liability Insurance, which is essential for farmland owners who employ staff such as farmhands, caretakers, or contractors. This insurance protects you against claims from employees who may experience injuries or illnesses while working on your property.
Why Employers Liability Insurance is Essential:
Comprehensive Protection: Covers legal costs, compensation, and medical expenses if an employee files a claim.
Legal Compliance: Employers Liability Insurance is often a legal requirement for farmland owners who employ workers.
Examples of Coverage:
A farmhand is injured while operating machinery.
A contractor suffers an accident while repairing farm infrastructure.
A caretaker develops a work-related illness due to unsafe working conditions.
Most policies include coverage for legal defence, settlements, and related expenses. It’s vital to review your policy terms and exclusions to ensure you have the appropriate protection for your specific needs.
- £2 Million Public Liability Cover
- Up to 150 Acres of Land
This rural land liability insurance has an excess of £250 and can only be used to insure your land within Great Britain (England, Scotland and Wales).
Types of land this policy can cover
- Woodlands
- Fields
- Meadows
- Paddocks
- Village Greens
Appropriate types of land ownership covered for Personal Policies*
- Privately Owned
- Residents Association Owned
- Charity Owned
- Inherited Land
*Please see the links below for full details including excesses and restrictions:
- Rural Landowners Insurance Policy Information Document (IPID)
- Rural Landowners Insurance Policy Wording
If you have any queries relating to our Rural Landowners Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Rural Landowners Insurance FAQs page.
