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Static Caravan Insurance

Own a Static Caravan in the UK? Protect Your Property with Specialist Insurance from Quote Monkey

Whether your holiday caravan is used seasonally, let to guests, or enjoyed year-round by your family, it’s important to protect it with the right insurance. Holiday caravan insurance covers your property against risks such as fire, theft, storm damage, vandalism, and accidental damage, ensuring peace of mind whether your caravan is occupied or unoccupied.

At Quote Monkey, we make it easy to get insured with fast online quotes and same-day documentation. Our policies are tailored to holiday caravan owners, offering flexible cover for static and sited caravans across the UK.

Over a Decade of Experience – Trusted by UK policyholders for over 10 years
Fully FCA Regulated – Authorised and regulated by the Financial Conduct Authority
Comprehensive Cover – Protection for buildings, contents, and personal possessions
Public Liability Insurance – Includes £2M cover in case of liability claims
Storm, Fire & Theft Protection – Covers common holiday caravan risks
Accidental Damage – Included as standard for both the caravan and its contents
Flexible Terms – Annual cover with optional pro-rata refund if your circumstances change
Letting-Friendly Cover – Suitable for both personal use and holiday letting
Instant Documents – Buy online and receive your certificate immediately
Hundreds of Pre-Approved Sites – Cover available at a wide network of trusted UK holiday parks

Whether you’re situated on a coastal holiday park or in the countryside, Quote Monkey’s holiday caravan insurance gives you reliable, compliant, and affordable protection—so you can relax and enjoy your retreat.

Get a Static Caravan Insurance Quote Static Caravan Insurance FAQs

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Static Caravan Buildings Insurance

Comprehensive Protection for Your Static or Holiday Caravan

At Quote Monkey, our holiday caravan buildings insurance provides up to £100,000 of automatic cover, helping you replace or rebuild your caravan if the worst should happen. Whether you own a static caravan, lodge, or sited holiday home, this level of cover is designed to meet the needs of most owners.

What Does Static Caravan Buildings Insurance Cover?

Our policy protects the physical structure of your caravan against common risks such as fire, storm and flood damage, theft, vandalism, and impact. We also include accidental damage to your caravan as standard, providing additional peace of mind for unexpected mishaps.

In the event of a covered claim, we cover the cost of repairing or rebuilding your caravan. If the damage leaves your holiday home uninhabitable, we also include cover for temporary accommodation so you won’t be left without somewhere to stay.

You’ll also benefit from £2 million of property owners’ liability cover, protecting you against claims if someone is injured or their property is damaged in connection with your caravan.

Static caravan insurance quotes

Static Caravan Contents Insurance from Quote Monkey

Protect the Belongings Inside Your Static or Holiday Caravan

At Quote Monkey, our holiday caravan contents insurance automatically provides up to £20,000 of cover—more than enough for most owners to replace furniture, appliances, electronics, clothing, and personal belongings in the event of a loss. Whether your holiday home is for personal use or let to guests, we offer reliable protection for the items that make your caravan comfortable and functional.

What Does Caravan Contents Insurance Cover?

Our contents insurance covers a wide range of risks including fire, theft, storm and flood damage. We also include accidental damage to your contents as standard, which is particularly valuable in a confined holiday caravan space where breakages can happen more easily.

In addition to on-site protection, Quote Monkey includes cover for loss or damage to your personal possessions while in transit—such as during a move or relocation to another pitch or site. This ensures your belongings are protected both inside the caravan and when on the move.

Best insurance for static caravans

Why Choose Quote Monkey for Your Static Caravan Contents Cover?

With straightforward online quotes, same-day documentation, and over a decade of experience insuring UK holiday homes, Quote Monkey provides dependable and flexible cover. Get peace of mind knowing your contents are protected—wherever your holiday caravan takes you.

Insurance for appliances and electronics in static caravans

Static Caravan Public Liability Insurance from Quote Monkey

£2 Million Cover Automatically Included with Every Policy

At Quote Monkey, our holiday caravan insurance automatically includes £2,000,000 of public liability cover—helping to protect you if someone is injured or their property is damaged in connection with your holiday caravan. This essential protection is included as standard, offering peace of mind for owners whether the caravan is for private use or let to guests.

What Is Static Caravan Public Liability Insurance?

Public liability insurance for holiday caravan owners provides cover for legal liability in the event that your caravan, its use, or associated activities cause accidental injury to a third party or damage to their property. This can include claims from visitors, site staff, neighbours, or members of the public.

For example, if a guest trips on a loose step or a dislodged roof panel causes damage to another caravan, public liability insurance helps cover legal costs, compensation, and related expenses. Without it, you could be left facing significant financial exposure.

Caravan liability cover for visitors

Why Static Caravan Owners Need Liability Cover

Public liability cover is often a requirement by holiday parks and site operators, and it’s especially important if your caravan is occupied by friends, family, or paying guests. By including £2 million of liability protection as standard, Quote Monkey ensures that you're meeting these requirements while keeping yourself financially protected.

Why Choose Quote Monkey for Your Static Caravan Insurance?

With over a decade of experience, FCA authorisation, and a quick online quote process, Quote Monkey offers reliable, flexible insurance that’s tailored for UK holiday caravan owners. Enjoy full protection and instant documentation—so you can relax knowing your home-from-home is in safe hands.

It's important to carefully review the coverage and exclusions of buildings and contents blanket insurance policies before purchasing to ensure that you have adequate protection for your specific needs

Get a Static Caravan Insurance Quote Static Caravan Insurance FAQs

If you have any queries relating to our Holiday Caravan Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Holiday Caravan Insurance FAQs page and Leisure Site Insurance news page.

Types of Leisure Property and Site Insurance We Offer

Explore our specialist insurance products for holiday homes, caravans, and site owners across the UK:

Campsite Owners Insurance
quotemonkey.co.uk/business/campsite-owners-insurance

Glamping Site Owners Insurance
quotemonkey.co.uk/business/glamping-site-owners-insurance

Holiday Caravan Site Owners Insurance
quotemonkey.co.uk/business/holiday-caravan-site-owners-insurance

Static Caravan Site Owners Liability Insurance
quotemonkey.co.uk/business/static-caravan-site-owners-liability-insurance

Touring Caravan Park Owners Insurance
quotemonkey.co.uk/business/touring-caravan-park-owners-insurance

Leisure Lodge Site Owners Insurance
quotemonkey.co.uk/business/leisure-lodge-site-owners-insurance

Park Home Site Owners Insurance
quotemonkey.co.uk/business/park-home-site-owners-insurance

Leisure Site Owners Insurance
quotemonkey.co.uk/business/leisure-site-owners-insurance

Pop-Up Campsite Owners Liability Insurance
quotemonkey.co.uk/business/pop-up-campsite-owners-liability-insurance

Frequently Asked Questions – Static Caravan Insurance

Our static caravan insurance starts at just £192.36 per year. This includes £100,000 buildings insurance, £20,000 contents insurance, £2 million public liability cover, and accidental damage as standard. Final premiums may vary based on your caravan's value, location, and usage.
Yes. Quote Monkey is authorised and regulated by the Financial Conduct Authority. Our FCA firm reference number is 563348. We comply fully with UK insurance regulations, giving our customers added peace of mind.
We've been providing insurance since 2011, with over a decade of experience helping customers find reliable, affordable cover for their holiday caravans and events across the UK.
While not legally required, static caravan insurance is strongly recommended—and often required by holiday parks—to protect against fire, storm, theft, vandalism, and public liability claims.
Our policy includes up to £100,000 buildings insurance and £20,000 contents insurance. It covers fire, flood, storm, theft, vandalism, accidental damage, and includes £2 million public liability as standard. You can also add optional legal expenses and loss of rent cover.
Yes. Every policy includes £2 million public liability cover to protect you if someone is injured or their property is damaged in connection with your caravan.
Our standard excess is £75 per claim. This means you pay the first £75 of any valid claim. Full details are outlined in your policy documents.
Yes. You’re covered up to £20,000 for contents like furniture, appliances, and personal possessions. Accidental damage and cover during transit are also included.
Yes. Your policy covers accidental loss or damage during transit within the UK—for example, when moving your caravan to a new pitch or site.
At this time, we offer annual policies only. Our premium of £192.36 per year is competitively priced with no hidden fees or finance charges.
Yes. We can cover caravans used for personal holidays, holiday letting, or a mix of both. Just let us know your intended use during the quote process.
Your policy remains active even during periods of unoccupancy. However, conditions may apply—particularly in winter. Please review your policy wording or contact us for clarification.
Yes. Once payment is complete, your certificate and full policy documents are emailed to you instantly. These are accepted by most holiday parks as proof of cover.
You can update your policy details at any time. If you change your address, usage type, or site, just contact us and we’ll amend your documents accordingly.
Yes, we offer pro-rata refunds for unused time if you cancel and haven’t made a claim. Terms and conditions apply—please contact us to process the cancellation.
Yes. Fixed structures like decking, verandas, steps, or sheds can be included in your buildings cover. Just tell us at quote stage so we can reflect this in your policy.
Yes. Accidental damage is automatically included for both buildings and contents, protecting you from everyday mishaps such as spillages, breakages, or impact damage.
Yes. Park insurance usually only covers communal areas and the site operator’s liability. You’re still responsible for insuring your caravan, its contents, and your own liability as an owner.
Buildings insurance covers the structure of your static caravan and fixed features like walls, roof, and decking. Common claims include storm damage to the roof, fire affecting the main structure, or vandalism resulting in broken windows or doors.
Contents insurance protects items inside your caravan. You might claim if thieves break in and steal electronics, or if a flood damages furniture, curtains, or kitchen appliances. It also covers your belongings during transit to a new pitch.
Public liability insurance covers injury or damage involving third parties. For example, if a guest trips on a loose step and is injured, or if a falling roof tile damages a neighbour’s car, you could be held liable. This cover helps pay compensation or legal costs.
Accidental damage to your caravan (buildings) might include hitting the side of the caravan with a vehicle, cracking a window during maintenance, or drilling through a pipe while doing DIY. These incidents are covered as standard.
Accidental damage to contents includes events like dropping a TV while moving it, spilling red wine on upholstery, or knocking over and breaking a lamp. These common mishaps are covered under our contents insurance.

Here are some examples of Holiday Caravans that we can insure