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Holiday Lodge Insurance

Protect Your Holiday Lodge with Specialist Insurance from Quote Monkey

Whether your holiday lodge is used for weekend getaways, let out to guests, or enjoyed throughout the year, it’s essential to have the right protection in place. Quote Monkey’s Holiday Lodge Insurance covers your property against key risks including fire, flood, theft, storm damage, vandalism, and accidental damage—giving you peace of mind whether the lodge is occupied or empty.

Why Choose Quote Monkey for Holiday Lodge Insurance?

With over a decade of experience and a deep understanding of the UK holiday property market, we’ve designed our policies specifically for lodge owners. Our cover is flexible, letting-friendly, and ideal for properties located on holiday parks throughout the UK.

Over a Decade of Experience – Trusted by UK customers since 2011
Fully FCA Regulated – Authorised and regulated by the Financial Conduct Authority
Up to £200,000 Buildings Insurance – Includes accidental damage as standard
Up to £50,000 Contents Insurance – Cover for furniture, appliances, and personal items
Public Liability Cover – £2 million included for injury or damage claims
Storm, Fire & Theft Protection – Safeguards your lodge from common risks
Pro-Rata Refunds – If your circumstances change mid-policy
Letting-Friendly Policy – Suitable for private use or short-term holiday letting
Instant Cover & Documents – Buy online in minutes
Hundreds of Pre-Approved Parks – Fast, hassle-free acceptance at UK sites

Enjoy Your Lodge—We’ll Handle the Protection

Whether your lodge is by the coast, in the countryside, or part of a luxury park, our tailored cover ensures you’re protected against the unexpected. Fast online quotes, transparent pricing, and flexible options make Quote Monkey the smart choice for holiday lodge insurance.

Holiday Lodge Buildings Insurance

Reliable Protection for Your Holiday Lodge Investment

At Quote Monkey, our Holiday Lodge Buildings Insurance offers up to £200,000 of automatic cover, designed to help you rebuild or replace your lodge in the event of serious damage or total loss. Whether your lodge is sited in a coastal resort, woodland retreat, or countryside park, our policy offers tailored protection that suits your needs.

What Does Holiday Lodge Buildings Insurance Include?

Our policy safeguards the structure of your lodge against a wide range of risks including fire and smoke damage, storm and flood damage, theft or attempted theft, vandalism and malicious acts, and impact from vehicles or falling trees. Accidental damage is included as standard for added peace of mind.

If your lodge becomes uninhabitable due to an insured event, we provide cover for temporary alternative accommodation, ensuring you won’t be left without a place to stay.

Built-In Liability Protection

Every policy includes £2 million of property owners’ liability cover, protecting you if a visitor is injured or their property is damaged in connection with your holiday lodge. Whether it’s a guest slipping on icy steps or damage to a neighbouring property, this cover offers essential legal and financial protection.

Holiday lodge in rural UK countryside covered by Quote Monkey insurance

Holiday Lodge Contents Insurance from Quote Monkey

Protect What Makes Your Lodge Feel Like Home

At Quote Monkey, our Holiday Lodge Contents Insurance automatically provides up to £50,000 of cover—ideal for replacing furniture, white goods, electronics, clothing, and other personal belongings in the event of loss or damage. Whether your lodge is used for personal holidays or let out to guests, we offer dependable protection for the possessions that make your holiday space both practical and comfortable.

What Does Holiday Lodge Contents Insurance Include?

Our policy covers your contents against risks such as fire, theft, storm and flood damage, and vandalism. Accidental damage is included as standard, offering added reassurance in busy or shared lodge environments where damage can happen more easily.

We also include cover for your personal belongings while in transit within the UK, such as during a relocation or move to another site. This ensures your contents are protected not just inside the lodge, but also when being moved or transported.

Why Choose Quote Monkey for Your Lodge Contents Insurance?

With simple online quotes, fast documentation, and over ten years of experience insuring holiday properties across the UK, Quote Monkey delivers reliable, flexible cover for your peace of mind—so you can enjoy your lodge without worry.

UK holiday park with modern static lodges, insured by Quote Monkey

Holiday Lodge Public Liability Insurance from Quote Monkey

£2 Million Liability Cover Included as Standard

Every Quote Monkey holiday lodge insurance policy includes £2 million of public liability cover as standard. This essential protection helps cover the cost of legal claims if someone is injured or their property is damaged in connection with your lodge. Whether your lodge is used by family, friends, or paying guests, public liability insurance provides valuable peace of mind.

What Does Holiday Lodge Public Liability Insurance Cover?

Public liability insurance protects you against third-party claims arising from accidents involving your lodge or its surroundings. This might include injuries caused by slips or trips on your decking or pathways, or damage to neighbouring property due to dislodged roof tiles or falling branches.

For example, if a guest trips on a loose step or a piece of outdoor furniture causes injury, your policy helps cover compensation claims, legal fees, and other associated costs. Without this cover, you could face significant out-of-pocket expenses.

Why Is Liability Insurance Important for Holiday Lodge Owners?

Most UK holiday parks require owners to hold public liability insurance. This is especially crucial if your lodge is occupied by others, including family, friends, or holiday renters. With £2 million of cover included automatically, Quote Monkey helps you meet site requirements and stay financially protected.

Insured UK holiday lodge with veranda and landscaped garden

Why Choose Quote Monkey for Your Holiday Lodge Insurance?

With over a decade of experience, FCA-regulated policies, and a fast, online quote process, Quote Monkey delivers dependable and flexible protection for holiday lodge owners across the UK. Documents are issued instantly—so you can relax, knowing you’re covered from the moment you buy.

If you have any queries relating to our Holiday Lodge Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Holiday Lodge Insurance FAQs page and Leisure Site Insurance news page.

Types of Leisure Property and Site Insurance We Offer

Explore our specialist insurance products for holiday homes, caravans, and site owners across the UK:

Get a Holiday Lodge Insurance Quote Can't see the answer to your question contact us here

Frequently Asked Questions – Holiday Lodge Insurance

Our holiday lodge insurance starts at just £192.36 per year. This includes up to £200,000 buildings cover, £50,000 contents cover, £2 million public liability cover, and accidental damage as standard. Premiums may vary depending on the value, location, and use of your lodge.
Yes. Quote Monkey is authorised and regulated by the Financial Conduct Authority. Our FCA firm reference number is 563348, ensuring full compliance with UK insurance regulations.
We have been providing specialist insurance products since 2011, trusted by thousands of UK customers.
Insurance isn’t a legal requirement, but it is highly recommended—and often required by park operators—to protect your investment from risks such as fire, storm, theft, vandalism, and liability claims.
Our standard policy includes up to £200,000 buildings insurance, £50,000 contents insurance, accidental damage, and £2 million public liability. Optional add-ons may be available depending on your needs.
Yes. Our policies include £2 million of public liability cover to protect you if someone is injured or their property is damaged in connection with your lodge.
Our standard excess is £75 per claim. Full terms are outlined in your policy documents.
Yes. Our contents insurance covers up to £50,000 for personal belongings, including furniture, appliances, and electronics. Accidental damage and transit protection are included as standard.
Yes. Cover includes accidental loss or damage during transit within the UK, such as when your lodge is moved to a different site or pitch.
We currently offer annual policies only. Our premium of £192.36 per year is highly competitive with no finance charges.
Yes. Our policy allows for personal use, holiday letting, or mixed use. Just let us know at quote stage.
The policy remains valid during periods of unoccupancy. Some terms may apply, especially during winter—please check your policy wording for details.
Yes. After payment, your certificate and full documents are emailed instantly for your records or to share with park management.
Yes. Contact us to update your usage, address, or site location and we will update your documents accordingly.
Yes, pro-rata refunds are available for unused time if you cancel and haven’t claimed. Terms apply.
Yes. Fixed features like decking, verandas, and sheds can be covered under buildings insurance. Please tell us at quote stage.
Yes. Accidental damage is included for both buildings and contents, covering common incidents like breakages, spillages, and impact.
Yes. Park insurance generally covers communal areas and the operator's liability. You're still responsible for insuring your lodge, its contents, and personal liability.
Typical claims include storm damage to the roof, fire affecting the structure, or vandalism causing damage to doors and windows.
Contents claims may include theft of electronics, flooding damaging soft furnishings, or storm damage to kitchen appliances. Transit cover is also included.
If a guest trips on a loose step or if damage occurs to a neighbouring lodge due to a falling roof tile, public liability insurance can cover legal fees and compensation.
This might include reversing a vehicle into the lodge, drilling into a pipe by accident, or cracking a window during maintenance.
This includes dropping a TV, spilling liquids on a carpet, or accidentally smashing a glass cabinet. All are covered under contents accidental damage.

Here are some examples of Holiday Lodges that we can insure