QuoteMonkey Paddock owner's public liability insurance
Owning or managing a paddock offers unique rewards, but it also comes with responsibilities and potential risks. Paddock Owners Liability Insurance from Quote Monkey provides tailored protection for individuals, businesses, or management groups, safeguarding against claims for accidental injuries or property damage that may occur on or around your paddock. Whether it’s visitors, contractors, or passersby, this insurance helps protect you financially while ensuring compliance with legal obligations.
From routine paddock maintenance to managing shared access, this specialized insurance gives you peace of mind, allowing you to focus on enjoying and maintaining your property. With Quote Monkey's simple quote and buy process, securing comprehensive coverage is quick and stress-free.
Key Features of Paddock Owners Liability Insurance
Injury Claims: Covers legal and compensation costs for injuries sustained by visitors, workers, or third parties on your paddock.
Customisable Policies: Designed for individuals, paddock management companies, or groups.
Flexible Coverage Limits: Choose between £2 million or £5 million liability limits, tailored to your specific needs.
Immediate Online Cover: Get instant protection without delays.
Click the button below for a free instant insurance quotation and secure your paddock with Quote Monkey’s reliable and tailored insurance solutions.
Employers Liability for Paddock Owners
Paddock Insurance can be extended to include Employers Liability Insurance, which is vital for paddock owners who employ staff such as caretakers, stable hands, or contractors. This insurance protects you against claims from employees who may experience injuries or illnesses while working on your property.
Why Employers Liability Insurance is Essential:
Comprehensive Protection: Covers legal costs, compensation, and medical expenses if an employee files a claim.
Legal Compliance: Employers Liability Insurance is often a legal requirement for paddock owners who employ workers.
Examples of Coverage:
A stable hand is injured while working with livestock.
A contractor suffers an accident while repairing fences or structures.
A caretaker develops a work-related illness caused by unsafe conditions.
Policies typically include coverage for legal defence, settlements, and related expenses, but it’s crucial to review your policy terms and exclusions to ensure adequate protection for your needs.
- £2 Million Public Liability Cover
- Up to 150 Acres of Land
This rural land liability insurance has an excess of £250 and can only be used to insure your land within Great Britain (England, Scotland and Wales).
Types of land this policy can cover
- Woodlands
- Fields
- Meadows
- Paddocks
- Village Greens
Appropriate types of land ownership covered for Personal Policies*
- Privately Owned
- Residents Association Owned
- Charity Owned
- Inherited Land
*Please see the links below for full details including excesses and restrictions:
- Rural Landowners Insurance Policy Information Document (IPID)
- Rural Landowners Insurance Policy Wording
If you have any queries relating to our Rural Landowners Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Rural Landowners Insurance FAQs page.
Here are some examples of paddocks that we can insure
