Unadopted Road Insurance
QuoteMonkey Unadopted Road Public Liability Insurance
Unadopted road liability insurance is essential for homeowners or property owners who use or share access to private or unadopted roads not maintained by the local authority or council. This specialized insurance provides financial and legal protection against potential claims if a third party is injured or suffers property damage while using the private road.
What Does Unadopted Road Liability Insurance Cover?
This type of insurance typically includes:
Legal Fees: Coverage for costs associated with defending against claims.
Compensation Claims: Payment for injury or property damage claims made by third parties.
Additional Expenses: Financial protection for any unexpected costs related to incidents on the road.
By investing in unadopted road public liability insurance, you safeguard yourself and other property owners from unexpected liabilities and financial risks.
Please click the button below if you would like a free instant insurance quotation which would be for an annual policy.
Unadopted Road Employers Liability Insurance
Unadopted Road Employers Liability Insurance is a type of insurance that provides coverage for property owners who employ people to work on their land or property that has access to a private or unadopted road that is not maintained by the local authority or council. This type of insurance is designed to protect property owners from legal and financial liability in case an employee is injured or experiences property damage while working on or using the private road.
Unadopted road employers liability insurance typically covers the costs of legal fees, compensation claims, and other expenses that may arise from such incidents.
This policy can be purchased in individual, management companies or business names.
There are two levels of cover available for either £2 million or £5 million liability limits and immediate online cover can be arranged.
- £2 Million Public Liability Cover
- Up to 150 Acres of Land
This rural land liability insurance has an excess of £250 and can only be used to insure your land within Great Britain (England, Scotland and Wales).
Types of land this policy can cover
- Woodlands
- Fields
- Meadows
- Paddocks
- Village Greens
Appropriate types of land ownership covered for Personal Policies*
- Privately Owned
- Residents Association Owned
- Charity Owned
- Inherited Land
*Please see the links below for full details including excesses and restrictions:
- Rural Landowners Insurance Policy Information Document (IPID)
- Rural Landowners Insurance Policy Wording
If you have any queries relating to our Rural Landowners Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Rural Landowners Insurance FAQs page.
Examples of Unadopted Roads we can insure:
