Model Boat Club Insurance for Radio Controlled Boats, Sailing Clubs, Model Yachts and Waterside Events

Specialist Insurance Support For RC Boat Clubs Model Yacht Groups And Waterside Activities

Model boat clubs can bring together members, visitors, junior participants, public waters, specialist craft, competitions, clubhouses, workshops, equipment and storage. Quote Monkey can introduce suitable enquiries for specialist consideration.

Tell us about the club, model types, waters used, member numbers, public access, events, buildings, tools, batteries and rescue arrangements.

Request A Model Boat Club Insurance Quotation

RC Boats Model Yachts Scale Craft Steam And Racing

Members Visitors Lakes Clubhouses Workshops And Events • Specialist Referral Support

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Model Boats, Radio Controlled Boats, Model Yachts, Scale Vessels, Steam and Racing

Insurance for Model Boat Clubs

Model boat clubs can range from informal groups sailing on public ponds to established organisations with dedicated lakes, clubhouses, workshops, racing programmes, open days and substantial club-owned equipment.

Suitable enquiries can include:

The specialist broker should understand the types of models used and the activities the club permits.

Model boat clubs • Radio-controlled boat clubs • RC boat clubs • Model yacht clubs • Model sailing clubs • Scale model boat groups • Model ship societies • Model powerboat clubs • Fast electric groups • Model steam boat clubs • Model tug groups • Model warship groups • Model submarine clubs • Model lifeboat groups

Radio Controlled Boats

Radio-controlled boating can include:

The page should naturally cover both radio controlled boats and RC boats.

Scale boats • Sailing yachts • Powered models • Tugs • Lifeboats • Naval vessels • Submarines • Canal craft

Model Yachts

Model yacht clubs may focus on:

Recreational sailing • One-design classes • Club racing • Regattas • Inter-club competition

Scale Models

Scale model activity may include:

Keep these as relevant examples rather than creating separate principal sections for every vessel type.

Historic vessels • Working boats • Tugs • Lifeboats • Naval craft • Fishing boats • Passenger vessels • Canal boats

Fast Electric Boats

Fast electric models can operate at materially higher speeds than scale craft.

Tell the specialist broker where the club permits:

Do not imply automatic acceptance.

High-speed electric boats • Racing boats • Hydroplanes • Similar powered models

Powered Model Boats

Some clubs may permit powered models beyond ordinary electric scale vessels.

The broker should understand:

Model type • Speed • Fuel or power source • Competition use

Live Steam Model Boats

Live steam models may involve:

This should be specifically disclosed.

Boilers • Burners • Heated components • Fuel • Steam systems

Model Tugs

Tug groups may organise:

Tell the broker about unusual towing or competition activity.

Manoeuvring • Towing exercises • Tug competitions • Demonstrations

Model Submarines

Radio-controlled submarines may operate on suitable waters.

Keep this proportionate but include it for genuine long-tail relevance.

Model Warships and Naval Craft

Scale naval modelling may include:

Keep the page focused on model boating activity rather than military collecting.

Warships • Patrol vessels • Historic naval craft

Model Lifeboats

Scale lifeboats and rescue craft can form part of ordinary club sailing.

Model Canal Boats and Narrowboats

Members may operate scale:

Keep these clearly distinct from full-size boat insurance.

Narrowboats • Barges • Canal craft

Members, Visitors, Juniors, Lakes, Ponds, Launching Areas and Multiple Waters

Club Members

Members may include:

Recreational sailors • Competitive sailors • Scale modellers • Builders • Retired hobbyists • Families • Junior members

Junior Members

Where children or teenagers take part, tell the broker about:

Insurance should not be presented as replacing safeguarding responsibilities.

Age ranges • Activities • Supervision • Competitions • Public events

Guests and Visiting Clubs

Clubs may welcome:

Guest modellers • Visiting teams • Other clubs • Family members • Prospective members

Members of the Public

Many model boat clubs operate on publicly accessible waters.

This can bring the club into contact with:

Walkers • Families • Children • Dog walkers • Anglers • Cyclists • Other park users

Boating Ponds

Traditional boating ponds may be:

The broker should understand the club's permission or agreement to use the water.

Public • Council-owned • Privately managed • Club-leased

Lakes

Larger lakes may be used for:

Sailing • Racing • Fast electric models • Regattas • Demonstrations

Reservoirs

Some clubs may use reservoirs under licence or agreement.

Tell the broker where access arrangements are unusual.

Public Park Lakes

Clubs operating in public parks can face higher interaction with members of the public.

This should be reflected in the Public Liability content.

Shared Waters

The same water may also be used by:

Shared use should be disclosed where relevant.

Anglers • Walkers • Other model clubs • Leisure users • Other organised groups

Launching Areas

Members may launch from:

Banks • Platforms • Jetties • Pontoons • Steps • Purpose-built areas

Jetties and Pontoons

Where the club controls or maintains:

these should be disclosed.

Small jetties • Platforms • Pontoons • Steps

Multiple Waters

A club may use:

main lake + secondary pond

club water + competition venue

regular public lake + seasonal exhibition water

All regular operating locations should be disclosed.

# First Specialist Referral CTA — Immediately After Panel 2

Looking for Model Boat Club Insurance?

Whether you run a small community group on a local pond, a model yacht racing club or a larger model boating society with its own lake, clubhouse, workshop and events programme, tell us about your members, models, waters, equipment and club activities.

Quote Monkey can introduce suitable enquiries to a specialist broker who can consider the circumstances and discuss available insurance options.

CTA button:

Request a Specialist Model Boat Club Insurance Quote

Supporting line:

Model boat clubs, RC boat groups, model yacht clubs, scale model societies and organised model marine activities considered through a specialist broker.

Looking For Model Boat Club Insurance?

Whether your club uses a public boating pond, private lake or several waters, explain the membership, craft, events and facilities so the complete activity can be considered.

Request A Specialist Model Boat Club Insurance Quote

Public Liability, Club Responsibilities, Volunteers, Visitors and Waterside Risks

Public Liability Insurance

Public Liability should be the strongest cover theme on this page.

It can be relevant where allegations involve:

Actual protection depends on the policy arranged.

Member injury • Visitor injury • Public injury • Damage to third-party property • Club events • Waterside activities

Member Incidents

Potential allegations may involve:

Do not imply every member injury is automatically covered.

Launching areas • Slippery banks • Club equipment • Workshops • Jetties • Event activity

Visitors

Visitors may attend:

Regular sailing sessions • Competitions • Regattas • Open days • Exhibitions

Members of the Public

Where a lake or pond remains open to the public, the club may operate in close proximity to people unconnected with the organisation.

This can include:

Walkers • Families • Children • Dog walkers • Spectators

Waterside Risks

Relevant areas can include:

Banks • Paths • Steps • Launching platforms • Jetties • Pontoons

Club-Controlled Structures

If the club maintains or controls waterside structures, tell the broker.

Examples can include:

Jetties • Platforms • Pontoons • Shelters • Fencing • Steps

Grounds Maintenance

Some clubs may be responsible for:

This should be disclosed where material.

Vegetation • Paths • Banks • Grass cutting • Launching areas • Clubhouse surroundings

Volunteers

Volunteer roles may include:

Grounds maintenance • Event organisation • Race control • Clubhouse maintenance • Administration • Exhibitions

Employees

Most clubs may be volunteer-run, but some larger organisations may employ:

Grounds staff • Administrators • Clubhouse staff • Other workers

Employers' Liability Insurance

Employers' Liability may be relevant where genuine employees exist, subject to UK legal requirements and exemptions.

Damage to Third-Party Property

A club may face allegations involving:

Any protection depends on the policy arranged.

Park property • Lake infrastructure • Hired premises • Other people's equipment

Model yacht club members racing radio controlled sailing boats on a marked lake course.

Competitions, Regattas, Racing, Exhibitions, Demonstrations and Open Days

Model Yacht Racing

Racing may involve:

One-design classes • Multiple boats • Marked courses • Race officials • Visiting competitors

Regattas

Model yacht regattas can involve:

Several clubs • Larger numbers of sailors • Spectators • Temporary race equipment • Trophies

Fast Electric Racing

Higher-speed racing should be separately disclosed.

The broker should understand:

Model type • Approximate speeds • Course setup • Competition format

Powerboat Competitions

Powered model competitions may involve materially different exposures from ordinary scale sailing.

Scale Competitions

Scale clubs may organise:

Judging • Manoeuvring • Navigation challenges • Authenticity displays

Tug Competitions

Tug events may include:

Towing • Manoeuvring • Team events • Demonstrations

Inter-Club Events

Clubs may host:

Visiting societies • Regional meetings • Friendly competitions • League fixtures

Open Days

Public open days may involve:

Demonstrations • Displays • Visitors • Recruitment • Refreshments • Guest clubs

Exhibitions

Clubs may attend:

Model shows • Hobby exhibitions • Museums • Community events • Marine displays

Demonstrations

Demonstrations may include:

Tell the broker where specialist or higher-risk models are demonstrated.

Model yachts • Scale vessels • Fast electric boats • Tugs • Steam models

Off-Site Events

Where the club regularly attends external events, this should be disclosed.

Clubhouses, Workshops, Tools, Batteries, Equipment, Storage and Goods in Transit

Clubhouses

Established clubs may own or lease:

Clubhouse • Meeting room • Race-control room • Workshop • Kitchen • Storage areas

Club Huts and Containers

Smaller sites may use:

Timber huts • Containers • Equipment stores • Shelters

Workshops

Club workshops may be used for:

Keep this within member club activity rather than commercial manufacture.

Minor repairs • Model preparation • Battery charging • Maintenance • Club equipment repairs

Tools

Club-owned tools may include:

Where heat work or significant machinery is used, tell the broker.

Hand tools • Power tools • Workbenches • Test equipment • Soldering equipment

Radio Equipment

Club property may include:

Transmitters • Receivers • Timing systems • Frequency equipment • Race-control electronics

Batteries

Model boats may use:

NiMH batteries • Lead-acid batteries • Lithium-based batteries • Other rechargeable batteries

Battery Charging

The club may provide:

Tell the broker where charging forms part of clubhouse or workshop activity.

Communal charging • Dedicated charging areas • Electrical supplies

Lithium Batteries

Where lithium batteries are stored or charged on club premises, disclose this clearly.

Live Steam Equipment

Live steam activity may involve:

This should not be treated as ordinary electric model boating.

Boilers • Burners • Fuel • Heated components

Rescue Equipment

Club-owned retrieval equipment may include:

Poles • Nets • Throw lines • Small rescue equipment

Full-Size Rescue Boats

Some clubs may use a:

This should be specifically disclosed and should not be assumed to fall automatically within the model-boat club arrangement.

Dinghy • Small boat • Other full-size rescue craft

Business Contents Insurance

Business Contents may be relevant to club-owned:

Tools • Furniture • Race equipment • Computers • Radios • Timing systems • Kitchen contents • Rescue equipment • Demonstration models

Member-Owned Models

Make the distinction clear:

member-owned model boats should not be assumed to be insured under club Business Contents.

Club-Owned Models

Clubs may own:

These can potentially be considered as club property where declared.

Demonstration models • Training models • Display models

Storage

Club property may be kept in:

Clubhouse • Club hut • Container • Garage • Lock-up • Commercial unit • Self storage

Self Storage

Self storage may be used for:

Where approved, Storage Insurance and Business Goods and Stock in Self Storage can be used naturally.

Exhibition equipment • Furniture • Tools • Club-owned models • Event equipment • Promotional materials

Goods in Transit

Goods in Transit may become relevant where club-owned property is moved between:

Keep privately owned members' models separate unless specifically included.

Clubhouse • Storage • Competition venues • Exhibitions • Open days • Different club waters

Model boat club members preparing radio controlled boats and equipment in a club workshop.

Websites, Memberships, Merchandise, Commercial Property and Combined Club Operations

Club Websites

A website may provide:

Membership information • Sailing calendars • Competition dates • Results • Open-day details • Club news • Joining information

Online Memberships

Clubs may use digital systems for:

Joining • Renewals • Competition entries • Event registration • Payments

Member Information

A club may hold:

Contact details • Membership records • Competition entries • Payment records

Cyber Insurance

Cyber Insurance may become relevant where a larger club depends significantly on:

Keep this proportionate.

Member information • Websites • Online payments • Email • Cloud systems

Social Media

Clubs may use social media for:

Sailing updates • Results • Event promotion • Photographs • Recruitment • Demonstration videos

Merchandise

Some clubs may sell:

T-shirts • Hats • Badges • Calendars • Books • Branded items

Business Stock Insurance

Business Stock may become relevant where meaningful quantities of merchandise are held.

Product Liability

Product Liability may become relevant where the club sells or supplies physical products.

Keep this secondary.

Commercial Property Insurance

Commercial Property may become relevant where the club owns or leases:

Do not force it onto clubs simply using public water.

Clubhouse • Workshop • Permanent hut • Storage building

Business Interruption Insurance

Business Interruption may be relevant where an established club or trading organisation depends materially on insured premises.

Keep this proportionate for ordinary voluntary societies.

Working From Home

Committee members may carry out:

from home.

Do not make Working From Home Insurance central unless significant club business property or activity is genuinely based there.

Membership administration • Accounts • Event planning • Website work • Communications

Combined Club Operations

The page should accommodate combinations such as:

model yachts + scale boats

RC sailing + fast electric boats

scale models + live steam

club lake + clubhouse

clubhouse + workshop + storage

regular sailing + regattas + exhibitions

main water + secondary competition venue

club activities + online membership + merchandise

The specialist broker should understand the whole club.

Realistic Claims And Incident Scenarios

Visitor Injury Beside a Lake

A visitor alleges injury after slipping or tripping near a club-controlled area.

Member Injury at a Launching Area

A member alleges injury involving steps, a platform or other launching facility.

Public Injury

A member of the public alleges injury during club activity at a shared park lake.

Damage to Third-Party Property

A club is alleged to have damaged park, venue or waterside property.

Jetty or Pontoon Incident

A person alleges injury involving a club-controlled jetty, pontoon or platform.

Clubhouse Theft

Club-owned tools, computers or race equipment are stolen from an insured clubhouse, subject to policy terms.

Battery-Related Fire

An incident involving batteries or charging damages insured club property, subject to the cover arranged.

Equipment in Transit

Club-owned event or competition equipment is damaged while being transported where suitable Goods in Transit cover applies.

Regatta Incident

A visitor or competitor alleges injury during an organised model yacht event.

Clubhouse Damage

An insured event damages a clubhouse, workshop or club contents.

Cyber Disruption

A cyber incident affects membership administration or online payments where appropriate Cyber Insurance is in force. Never imply any claim will automatically be paid.

Need Model Boat Club Insurance?

Tell Quote Monkey about the club, members, model types, waters, competitions, clubhouse, workshop, equipment and storage. Suitable enquiries can be introduced to a specialist broker.

Request A Specialist Model Boat Club Insurance Quote

Model Boat Club Insurance FAQs

What is Model Boat Club Insurance?

Model Boat Club Insurance can provide protection relevant to organised model boating clubs and societies, with cover potentially including Public Liability, club equipment, premises and other risks depending on the policy arranged.

Can model boat clubs get insurance?

Yes, suitable model boat club enquiries may be considered.

Can radio-controlled boat clubs get insurance?

Yes, suitable RC boat clubs may be considered.

Can model yacht clubs get insurance?

Potentially. Tell the broker about sailing, racing and the waters used.

Can model sailing clubs get insurance?

Yes, suitable model sailing clubs may be considered.

Can scale model boat societies get insurance?

Potentially. Tell the broker about model types, venues and events.

Can model ship clubs get insurance?

Yes, suitable model ship societies may be considered.

Can model powerboat clubs get insurance?

Potentially. Higher-speed powered activity should be disclosed.

Can fast electric model boat clubs get insurance?

Potentially. Tell the broker about model speeds, racing and water layout.

Can model steam boat clubs get insurance?

Potentially. Live steam should be specifically disclosed.

Can model tug clubs get insurance?

Yes, suitable tug and working-boat groups may be considered.

Can model submarine clubs get insurance?

Potentially. Tell the broker about the water used and activity involved.

Can model lifeboat clubs get insurance?

Yes, suitable model lifeboat activity may be considered.

Can model warship clubs get insurance?

Potentially. Tell the broker about the type of models and events.

Can model narrowboats and canal boats be included?

Yes, suitable scale canal-craft activity may be considered.

Can one club use several types of model boat?

Yes. The full range of models should be disclosed.

Can clubs use electric boats?

Yes, suitable electric model boating may be considered.

Can clubs use fuel-powered boats?

Potentially. Fuel-powered activity should be specifically disclosed.

Can clubs use live steam models?

Potentially. Live steam, fuel and boiler-related activity should be disclosed.

Can clubs race model boats?

Potentially. Tell the broker about the type of racing and model speeds.

Can clubs run model yacht races?

Yes, suitable model yacht racing may be considered.

Can clubs run regattas?

Potentially. Tell the broker about competitor numbers, visiting clubs and spectators.

Can clubs run fast electric races?

Potentially. Higher-speed racing should be specifically described.

Can clubs run powerboat competitions?

Potentially. Tell the broker about the models and competition format.

Can clubs run scale competitions?

Yes, suitable scale and manoeuvring competitions may be considered.

Can clubs run tug competitions?

Potentially. Tell the broker about towing and manoeuvring activity.

Can clubs invite visiting clubs?

Yes. Inter-club events may be considered.

Can clubs hold open days?

Yes, suitable public open days may be considered.

Can clubs attend exhibitions?

Potentially. Off-site exhibitions and displays should be disclosed.

Can clubs attend hobby shows?

Yes, suitable model and hobby shows may be considered.

Can clubs give demonstrations?

Potentially. Tell the broker about the models demonstrated and the venue.

Can clubs operate on public ponds?

Potentially. Tell the broker about public access and the club's agreement to use the water.

Can clubs operate on public park lakes?

Yes, suitable park-lake activity may be considered.

Can clubs operate on private lakes?

Potentially. Tell the broker about ownership, access and club responsibilities.

Can clubs operate on reservoirs?

Potentially. The access or licence arrangement should be disclosed.

Can clubs use several waters?

Yes. All regular operating locations should be disclosed.

Can clubs use shared waters?

Potentially. Tell the broker who else uses the water and surrounding area.

Can anglers share the same water?

Potentially. Shared use should be disclosed.

Can members of the public walk around the lake?

Yes, but public access should be disclosed because it affects the liability exposure.

Can dogs and families use the surrounding park?

Potentially. Tell the broker where the club operates in shared public areas.

Can model boat clubs have junior members?

Yes, suitable junior participation may be considered.

Can children operate model boats?

Potentially. Tell the broker about age ranges, supervision and activities.

Does insurance replace safeguarding arrangements?

No. Insurance should not be presented as a substitute for safeguarding or other club responsibilities.

Can visitors attend normal club sessions?

Yes, suitable visitor attendance may be considered.

Can spectators attend competitions?

Yes. Tell the broker where events attract spectators.

Is Public Liability Insurance relevant to model boat clubs?

Yes. Public Liability can be relevant where allegations involve members, visitors, members of the public or damage to third-party property arising from insured club activities.

Can Public Liability cover injury to a visitor?

Potentially, subject to the policy terms and circumstances.

Can Public Liability cover injury to a member of the public?

Potentially, depending on the circumstances and policy arranged.

Can Public Liability cover damage to third-party property?

Potentially, subject to the policy terms and circumstances.

Can member injury claims be considered?

Potentially. The position depends on the circumstances and policy.

Can clubs control launching areas?

Yes. Club-controlled launching areas should be disclosed.

Can clubs use launching platforms?

Potentially. Tell the broker if the club controls or maintains them.

Can clubs use jetties?

Potentially. Club-controlled jetties should be specifically disclosed.

Can clubs use pontoons?

Potentially. Tell the broker about any structures the club controls.

Can clubs use waterside steps?

Yes, where suitable, but any club responsibility for maintenance should be disclosed.

Can clubs maintain paths and banks?

Potentially. Grounds-maintenance responsibilities should be described where material.

Can clubs maintain vegetation around the lake?

Potentially. Tell the broker if the club is responsible for grounds maintenance.

Can volunteers maintain club grounds?

Yes. Tell the broker about volunteer activities where relevant.

Can clubs employ grounds staff?

Potentially. Tell the broker about genuine employees.

Is Employers' Liability relevant to model boat clubs?

Potentially. It may be required where staff are employed, subject to UK legal requirements and exemptions.

Are volunteers automatically employees?

No. Employment status depends on the actual arrangement.

Can clubs own a clubhouse?

Yes. Suitable clubhouses may be considered.

Can clubs lease a clubhouse?

Potentially. Tell the broker about the building and club responsibilities.

Can clubs use a club hut?

Yes, suitable huts and small club buildings may be considered.

Can clubs use storage containers?

Potentially. Tell the broker about the container, contents and location.

Can clubs have workshops?

Yes, suitable club workshops may be considered.

Can members repair models in a club workshop?

Potentially. Tell the broker about tools, equipment and workshop activity.

Can clubs use hand tools?

Yes, suitable hand-tool use may be considered.

Can clubs use power tools?

Potentially. Tell the broker about the tools and workshop setup.

Can clubs use soldering equipment?

Potentially. Heat-work activity should be disclosed.

Can clubs charge batteries?

Yes. Battery charging may form part of normal club activity.

Can clubs charge lithium batteries?

Potentially. Lithium battery storage and charging should be specifically disclosed.

Can clubs store lithium batteries?

Potentially. Tell the broker about the arrangements.

Can clubs insure club-owned tools?

Potentially. Club-owned tools may form part of suitable Business Contents cover.

Can clubs insure radio-control equipment?

Potentially. Tell the broker about club-owned equipment and values.

Can clubs insure timing and race equipment?

Potentially. Race-control equipment may form part of Business Contents.

Can clubs insure computers?

Potentially. Computers and office equipment may form part of insured contents.

Can clubs insure club-owned model boats?

Potentially. Tell the broker about ownership and values.

Are members' privately owned model boats automatically insured?

No. Members' personal models should not be assumed to be insured under club Business Contents.

Can clubs insure rescue equipment?

Potentially. Club-owned retrieval and safety equipment may be considered.

Can clubs use a full-size rescue dinghy?

Potentially. Full-size rescue craft should be specifically disclosed.

Is a full-size rescue boat automatically covered?

No. Full-size craft should not be assumed to fall within ordinary model boat club insurance.

Can clubs store equipment in the clubhouse?

Yes, suitable club-owned contents may be kept there.

Can clubs use garages for storage?

Potentially. Significant off-site storage should be disclosed.

Can clubs use lock-ups?

Potentially. Tell the broker about property values and security.

Can clubs use self storage?

Potentially. Suitable club equipment or event property may be kept in self storage.

Is Storage Insurance relevant to model boat clubs?

Yes, where substantial club-owned property is stored away from the main premises.

Can Business Goods and Stock in Self Storage Insurance be relevant?

Potentially, where suitable club-owned equipment or merchandise is stored externally.

Is Goods in Transit Insurance relevant?

Yes. It may be relevant where club-owned equipment is transported to competitions, exhibitions, other waters or storage.

Are members' personal models automatically covered in transit?

No. Members' privately owned property should not be assumed to be included.

Can equipment be transported in a trailer?

Yes. Club equipment transport may form part of the operation, but vehicle and trailer insurance are separate considerations.

Can clubs sell merchandise?

Yes, suitable ancillary sales may form part of the club.

Can clubs sell badges and clothing?

Yes. Small club-merchandise operations may be considered.

Is Business Stock Insurance relevant?

Potentially, where meaningful quantities of merchandise are held.

Is Product Liability relevant to a model boat club?

Usually only where meaningful physical products are sold or supplied. It is not normally central to the club.

Can clubs have websites?

Yes. Club websites may provide memberships, event calendars, results and other information.

Can members join online?

Yes. Digital membership applications may form part of the club.

Can clubs accept membership payments online?

Yes. Online payments may form part of normal administration.

Can clubs accept competition entries online?

Yes. Digital event registration may form part of club activity.

Is Website and Online Business Insurance relevant?

It can be relevant where an organisation depends significantly on online memberships, payments or digital services.

Is Cyber Insurance relevant to model boat clubs?

It can be relevant where the club relies significantly on membership data, websites, online payments, email or cloud systems.

Can committees work from home?

Yes. Membership administration, accounts, communications and event planning may be carried out from home.

Is Working From Home Insurance relevant?

Usually only where meaningful business or club property and activity are genuinely based at a home.

Is Home Studio Insurance relevant to model boat clubs?

Usually not. It should only be considered where a genuine dedicated business or club studio operation exists.

Can Commercial Property Insurance be relevant?

Yes, where a club owns or leases suitable clubhouses, workshops, huts or storage buildings.

Can Business Interruption Insurance be relevant?

Potentially. It may be relevant where an established organisation depends materially on insured premises or trading activity.

Can a club combine model yachts and scale boats?

Yes. Both activities should be disclosed.

Can a club combine sailing boats and fast electric boats?

Potentially. Higher-speed activities should be separately described.

Can a club combine scale models and live steam?

Potentially. Live steam should be specifically disclosed.

Can a club operate a lake, clubhouse and workshop?

Yes. The complete premises and activity arrangement should be described.

Can a club run regular sailing and public open days?

Yes. Public events should be disclosed.

Can a club run competitions and exhibitions?

Yes. Tell the broker about both on-water and off-site activities.

Can a club operate on several waters and attend external events?

Yes. All regular waters and significant events should be disclosed.

Does Model Boat Club Insurance automatically cover every type of racing?

No. The type and speed of racing should be specifically disclosed.

Does Model Boat Club Insurance automatically cover live steam?

No. Live steam, fuel and heated equipment should be specifically disclosed.

Does Model Boat Club Insurance automatically cover fuel-powered models?

No. Combustion-engine or specialist fuel activity should be described to the broker.

Does Model Boat Club Insurance automatically cover full-size boats?

No. Full-size rescue or support craft require separate consideration.

Does Model Boat Club Insurance automatically cover members' personal models?

No. Privately owned model boats should not be assumed to be insured under the club's property cover.

Does Model Boat Club Insurance automatically cover public exhibitions?

No. Off-site exhibitions and public events should be disclosed.

Does Model Boat Club Insurance automatically cover model aircraft or drones?

No. Model aircraft and drones are separate activities and should not be assumed to be included.

What information is needed for a Model Boat Club Insurance enquiry?

Useful information can include club structure, member numbers and ages, model types, racing, fast electric activity, live steam, fuel-powered models, waters used, public access, shared use, launching areas, jetties, clubhouse, workshop, batteries, equipment, rescue craft, events, storage and previous claims.