Paintings In Self Storage Insurance

Why Choose Our Storage Insurance?

For over a decade, we have provided specialist storage insurance designed to offer comprehensive coverage at competitive rates. Whether you're storing personal possessions, valuables, business inventory, business stock, tools (manual or electric), bicycles, e-bikes, e-scooters, paintings, antiques, collectables, or other artworks, our policy ensures peace of mind with protection against loss, damage, and liability.

✅ Instant Online Cover – Get insured in minutes, with documents emailed immediately.
✅ Flexible Coverage – Choose from 1 to 365 days of protection.
✅ Pro-Rata Refunds – If you remove your goods from storage early, we offer refunds for unused days.
✅ Thousands of Approved Locations – Coverage across Great Britain & Northern Ireland.
✅ One Policy for Multiple Units – Cover multiple storage units at the same location under a single policy.

What Our Storage Insurance Covers

Our storage insurance policy protects against actual physical loss or damage caused by:

✅ Fire, lightning, explosion, and earthquake
✅ Storm, flood, and water ingress from burst or leaking pipes
✅ Theft involving forcible and violent entry or exit
✅ Impact damage from vehicles or railway rolling stock
✅ Riot, strike, civil commotion, and malicious damage
✅ Moth, insect, or vermin damage from an external cause
✅ Goods in transit protection for stored items
✅ Public liability insurance included automatically

Bikes, E-Bikes & E-Scooters in Self Storage Insurance

We provide specialist insurance for bicycles, e-bikes, and e-scooters stored in self-storage units, covering Mountain Bikes, Racing Bikes, Antique Bikes, E-Bikes, and E-Scooters. This policy also includes protection for all stored goods, business stock, and public liability coverage at no extra cost.

Tools in Self Storage Insurance

We can provide specialist insurance for tools (both manual and electric) stored in self-storage units. This policy also includes coverage for all other stored goods, business stock, and public liability protection.

Business Stock in Self Storage Insurance

If you're storing business stock in a self-storage unit, our policy provides comprehensive protection against theft, accidental damage, fire, flood, and more. Whether you're a retailer, wholesaler, or e-commerce business, we ensure your stock remains protected at all times.

Paintings, Antiques & Artwork in Self Storage Insurance

We provide specialist insurance for paintings, antiques, and other artworks stored in self-storage units. Items are covered up to £1,000 per item, and higher-value pieces can be insured if specified on the policy.

Collectables & Collections in Self Storage Insurance

We offer specialist insurance for collectables and collections stored in self-storage units, covering wine, stamps, toys, vinyl records, coins, medal collections, amongst others. Items are covered up to £1,000 per item, and higher-value collections can be insured if specified on the policy.

Valuations

It is important to ensure that all high-value items such as bicycles, e-bikes, e-scooters, tools (manual or electric), business stock, paintings, antiques, and collectables are correctly valued before obtaining insurance coverage.

✅ Accurate Valuation – If you own high-value or specialist items, an appraisal by a qualified expert may be required to determine their true worth.
✅ Comprehensive Coverage – Our policy covers theft, accidental damage, fire, flood, and more.
✅ Understand Your Policy – Check for any exclusions or limitations, such as cover restrictions for certain risks.

Taking proper steps to ensure your items are fully covered helps protect against unexpected losses.

What Can Be Insured?

Personal Belongings

✅ Furniture, clothing, household goods, and appliances
✅ Electronics and computers
✅ Camping gear and sports equipment
✅ Bikes, E-Bikes, and E-Scooters are covered up to £500 per cycle without needing to be specified. Higher-value bikes, E-Bikes, and E-Scooters can be covered if specified on the policy.
✅ Toys, games, and homeware

Valuables

✅ Gold, silver, and other precious metals
✅ Works of art, paintings, and antiques (covered up to £1,000 per item, with higher-value items insurable if specified on the policy).
✅ Jewelry and personal items (up to 10% of the sum insured)

Collectables & Collections

✅ Wine, stamp, toy, vinyl record, coin, and medal collections (covered up to £1,000 per item, with higher-value collections insurable if specified on the policy).

Business Inventory, Stock & Equipment

✅ Retail stock and merchandise
✅ Office furniture, documents, and archives
✅ Tools (both manual and electric) in storage are covered under the policy, ensuring protection for theft, loss, and damage.
✅ No need for a second policy—business and personal goods can be covered together

Public Liability Insurance – Included Automatically

Every self-storage insurance policy we offer includes Public Liability Insurance at no extra cost.

This provides financial protection in case a third party suffers an injury or their property is damaged while accessing your storage unit. Covered incidents include:

✅ Slip-and-fall accidents
✅ Property damage to third parties
✅ Legal expenses for liability claims

Public liability coverage is automatically included, giving you extra security when using storage facilities.

Storage Insurance for Approved Locations

Our Storage Insurance is available at thousands of pre-approved storage sites across Great Britain & Northern Ireland.

✅ If your chosen storage facility is not on our list, we can review and approve it within 24 hours.
✅ One policy can cover multiple storage units at the same location—making it easier and more cost-effective.

Storage Insurance Policy Benefits

✅ Flexible cover options – From 1 day up to 1 year
✅ Storm and flood cover automatically included
✅ Cover up to £99,999 per storage unit
✅ £50 excess on claims, with higher excess options available that may reduce your premium.

Types of Storage Covered

✅ Self-storage facilities
✅ Container storage facilities
✅ Warehouse storage facilities

Main Covers Included in Our Policy

✅ Fire, flood, or storm damage
✅ Theft or attempted theft
✅ Vandalism and malicious damage
✅ Lightning, explosions, and earthquake
✅ Accidental sprinkler damage
✅ Moth, insect, and vermin (from an external cause)
✅ Goods in transit protection
✅ Riot, strike, and civil commotion
✅ Public liability insurance included automatically

*Please see the links below for full details including excesses and restrictions:

• Self Storage Insurance Policy Information Document (IPID)
• Self Storage Insurance Policy Wording

If you have any queries relating to our Self Storage Insurance please contact us and we will get back to you as soon as possible. You may also find useful information on the Self Storage Insurance FAQs page and Self Storage Insurance news page.